2025 Ira Contribution Income Limits Over 55. For 2025, individuals can contribute up to $7,000 to their ira accounts. $6,500 (for 2023) and $7,000 (for 2025) if you're under age 50.
Find out if you can contribute and if you make too much money for a tax deduction. For individuals under the age of 50, the general ira contribution limit is now set at $7,000, a $500 increase from the 2023 tax year.